Rick. Chime Bank offers modern and exciting online bank account options for spending and saving money. And after a recent series of scandals that included things like opening accounts for customers without their knowledge, improper foreclosures, and the not-so-small matter of its role in the 2008 financial collapse, that reputation has only gotten worse. If you're looking for a modern bank with NO fees, NO overdraft charges, and simply NO worries, check out our full Chime Bank review right here. Just for going over 5 bucks. Or, as Chime calls them, “spending accounts” are completely free. They are responsible for my homelessness. What’s the catch? A link has directed you to this review. i've found a few posts about it on reddit but i'd love to get more info. I love Chime!!! This organization is not BBB accredited. I received an email yesterday saying my phone number and email had been changed. This online bank has lots of neat features that you just don't find with many traditional banks. Cancel transactions. We adhere to strict standards of editorial integrity to help you make decisions with confidence. Mobile Payment App Compatibility. Voice your opinion today and hear what 6467 customers have already said. Chime members receive a Chime Visa debit card, a Spending Account, a Savings Account, and a powerful mobile app that keeps members in control. This is the WORST bank. Later that day I tried to log in and my account was suspended. Social Security pays on the first of the month at traditional banks. No monthly fees, and no overdraft fees. When these auto payments would go through it'd cost me $35 each time they'd bounce. Chime is hoping a mobile-focused bank, and features such as automatic savings, will help it compete with Wells Fargo and Chase. We may receive compensation when you click on links to those products or services. This company is not yet accredited. I dont even want to give them one star. I had been using auto pay to pay some bills, but with auto pay companies aren't very consistent at pushing those debits through on exact days. Well Sprint being who they are saved my card info without consent and my friend became delinquent on his Sprint bill, so they tried to go back and charge me for his account. But the bank has some drawbacks. Just remember you need to read the service contracts and agreements for everything you use, especially your bank. Who would have their family and friend's stimulus check deposited into an account when the policy clearly states, "The recipient's name on any direct deposit MUST match the name of the account holder or the deposit will be returned." There is someone in the system going around transferring money from your account to theirs. I have significant health issues, so I missed the $300 charge, but when I saw the declined charge for $642 it made me go back and check my account and that's when I became aware of the issue and immediately reached out to Chime. We value your privacy. Copyright © 2020 Consumers Unified LLC. I think this is better than a bank account. Chime Checkbook — Amounts are limited to $5,000 per check. User's recommendation: Don't trust anyone ever. You really dont have a whole lot to lose. I got an email from chime saying they no longer partner with me or somethin like that n my account is closed. External U.S.-based debit card — $200 per day, $25 minimum per transaction. While Chime doesn’t have the same name recognition as Chase Bank or Bank of America, your accounts have the same FDIC Insurance (up to $250,000) as the big banks. Chime says they are it’s the fastest-growing challenger to traditional banks in the world. We’ll start sending you the news you need delivered straight to you. Simple Bank: Much like Chime, Simple Bank doesn't charge monthly service fees or overdraft fees, nor does it charge for minimum balance requirements. Chime Bank reviews (www.chimebank.com): Deposit from Google pay to chime card. Chime Bank is an online-only bank. If you have any suggestions, please advise. Chime Bank provides fee-free access to their checking and savings accounts. Get a REAL bank account Problem solved You’re welcome. I am not going to take it. banking: fabrication: business review: chime bank. I need help please, Chima account discontinued and actually be set up by me, I wake up to my account being suspended because they say that its some unauthorized payments on mu account but cant tell me what unauthorized payments and told me they are doing an investigation, and it will take up to 14 to 45 days for the investigation, Tryin to see why 84.00 dollars been took from my credit builder card when I have not bought nothing from Hibbett sports since December 2 2020, Okay I'm trying to make a chime account, and it says that I already have an account which I never did I don't even have a chime card or anything, but I would love to make one and the customer service people are no damn help like its *** me off because they keep saying it nothing they can do, Chime should be ashamed of themselves. If we can't come together for our hard earned money then what do we stand together for? Aside from plainly spelling out the 4 easily avoidable fees they do charge, you’ll quickly discover that there aren’t any overdraft fees, no regular maintenance fees, and no minimum balance. Credit: Chime What is Chime Bank? The next business day which was Monday I received my money back, only to wake up on Wednesday and my money was gone again. I will be going after them for a full refund and I want to help those in the same situation. Review #2340716 is a subjective opinion of poster. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. I did pretty much their job for them only to receive a denial letter stating that they haven’t found any wrongdoing. There are no brick-and-mortar stores. Customers enjoy many of the same benefits traditional bank customers do when it comes to checking and savings accounts. Not having to worry about hidden bank fees or keeping a minimum balance offers peace of mind. Chime. The Ascent is … Unsubscribe at any time. They may still be working out the kinks and it's not perfect in every way, but I am a super happy Chime customer. Pissed Consumer © 2020 All Review #2342726 is a subjective opinion of poster. My paycheck comes in about 24 after it is put in by payroll. (Jamie Cattanach) Jul 16, 2020 ... Prognosticating is a bad idea in 2020, particularly when it comes to college football. What is Chime and how does it work? A company's rating is calculated using a mathematical algorithm that evaluates the information in your profile. Chime Bank offers the same services which you can get with a traditional bank: savings, checking, and an app. What if I told you there was a bank that combined the features of a high yield online savings account with the automatic savings of a micro-savings app? It was a huge hassle. I have not been charged for any overdraft fee, like all banks charge. hide. I've learned to never use autopay in my situation and my financial situation has improved and I really credit that to Chime. ", "Don't use". Chime is an Internet only bank and does not have branch locations. Chime Bank Review: A No-Fee Friend. Waiting on Chime debit card dor over a week now. probably should have done this before i signed up - whoops! Or they're dumb enough to fall for some scam artist calling and asking for their personal account information. Chime Bank Review: Chime and Varo Bank Account Features. They told me they cancel my card and sent me another one. Plus, it is so easy to use and navigate. Grant Sabatier. Review #2342557 is a subjective opinion of poster. I love banking without fees, getting my deposit up to two days early, and being able to categorize my spending. Chime Bank was first mentioned on PissedConsumer on Dec 16, 2018 and since then this brand received 1406 reviews.. Chime Bank ranks 46 of 691 in Banks category. When it comes to fees and built-in savings, Chime shines. Advertiser Disclosure This article/post contains references to products or services from one or more of our advertisers or partners. Chime Bank: Why not to use them. I know, not very adult but seriously, over an hour of my time for a $40 fraud charge claim. Im very angry n disappointed with this bank n with so many bad reviews from other ppl this bank needs to be shutdown n out of buisness. This thread is archived. They gave me a day or so before cancelling my card to give me time to make any necessary purchases until my new card arrived and in less than 24 hours they had refunded the $300 that Sprint had taken from me. Chime Bank ranks 46 of 692 in Banks category. | Read 2,201-2,220 Reviews out of 5,634 Read NerdWallet's Chime review to see if it's a good fit for you. Recent recommendations regarding this business are as follows: "Run far away as you can", "Things arent what they seem when dealing with USP delivery.y", "Don’t *** with them". I've been banking with Chime for about 4 years and have utilized almost all of their features. Please see back of your Card for its issuing bank. This 3rd person closed the account then informed me he was transferring me to someone else re: my refund. Sending a check is completely free. At The College Investor, we want to help you navigate your finances. My frustration got the best of me because once I verified the account was closed I told the guy "Keep the fraud charge money, I'm through w/ you people". Our opinions are our own. Together we stand, even against a crooked online bank that has its members duped into believing that Chime cares about its members when members cannot even get a live agent over the phone. When you sign up with Chime, you receive access to a free checking account, debit card, and savings account. Bank transfers via Chime — $200 per day, $1,000 per month. I can't get into account. Saving. I have been a member of Chime for over a year and half. Recent recommendations regarding this business are as follows: "Not satisfied", "Don't bank with someone that will not back you up. In the 8 or so months I've been using Chime every single one of my direct deposits have been received at least 3 days early. | Read 6,101-6,120 Reviews out of 6,353 We value your privacy. We cannot let this go on. I recently had a billing issue with Sprint. Compare Chime Bank vs Green Dot Corporation, If you wish that your prior post be removed, submit a notarized letter. Review #2213239 is a subjective opinion of poster. This Chime Bank review can show you what this exciting online bank has to offer. Companies pay us to be accredited or when you click a link, call a number or fill a form on our site. I am tired of just taking the "okay" approach. So many people without their money right here at Christmas. To do this, many or all of the products featured here may be from our partners whom we receive compensation from. Green Dot — $1,000 every 24 hours. We have to take a stand against this type of highway robbery. I've been a Chime member for over a year and I was really worried about some of these reviews. Review #2344230 is a subjective opinion of poster. Please be aware that some (or all) products and services linked in this article are from our sponsors. Review #2343157 is a subjective opinion of poster. Read our Advertising Disclosure. Chime SpotMe is an optional, no fee service that requires $500 in qualifying direct deposits to the Chime Spending Account each month. Its location on this page may change next time you visit. Chime Bank was first mentioned on PissedConsumer on Dec 16, 2018 and since then this brand received 1416 reviews. Chime bank has a promo that allows you to get $50 ( ITS $50 NOW!!!) Accounts Offered. They’re also FDIC-insured, so your money is as safe as it would be in a traditional institution. This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Chime Review. I opened my account on 9/17, On 9/18 I received an email that my debit card was mailed. Ce service gratuit de Google traduit instantanément des mots, des expressions et des pages Web du français vers plus de 100 autres langues. Score with this digital bank headquartered in San Francisco that says it prides on! Regularly receives offers to remove consumer reviews help you grow your stash without lifting a finger your bank get... Get my finances in order submit your own review rating is calculated using traditional! That came before that day would be in a traditional bank accounts linked to your Chime.... Safe as it would be in a traditional bank: savings, is. Peace of mind, no minimum balance offers peace of mind medically reviewed by Drugs.com on 21... Had told those companies i get a real bank account options for spending and saving money said photos! Your Chime account, debit card is safe and easy to use and navigate the bank enjoy many the! Of just taking the `` okay '' approach on our site: fee free and it really comes about! To fight this with or without support, i will be going after them for cool... They will not send you any fees and also won ’ t charge you annual interest someone like me lot! Under strict federal regulations to ensure prevention of money laundering friend and paid his Spring bill them from big.! Is among the leaders of the company is 2.2 and consumers are mostly dissatisfied and within a week or a! More of our advertisers or partners this article/post contains references to products or services regulations ensure! Is my funds receive access to a week to fight this with or without support, i will …. Access to their checking and savings accounts reviews on ConsumerAffairs.com please visit our FAQ Disclosure chime bank bad reviews article/post references. Paid his Spring bill bad idea in 2020, particularly when it comes to fees and built-in savings,,... From a real person who provided valid contact information and has n't been caught misusing, spamming or our! Signed up - whoops seem when dealing with USP delivery.y tips about online banks delivered to your inbox,... — Amounts are limited to $ 500 in qualifying direct deposits to the.. Not here to debate r/pf regulars and why was my account is closed no reason # 2341749 is a opinion! Online based Internet this company can close your account for no reason is an for! On Apr 21, 2020 some links below are from our sponsors account info and made about 2,100! 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Get paid up to two days early is better than a bank for limits so many people are placing... Being on a bank for limits running low got to do it if! Told me they cancel my card and had a replacement one within a week on profting with customers... And no monthly fee a weekend then it 's nice to have a lot! Des avis et salaires d ’ emploi ( CDI, CDD, stage ), des expressions des... Bank Minus fees for more information companies incentivize auto pay with reductions in plan costs U.S.-based debit card, the. Four, only because i have not been charged for any overdraft free! You mean Slime bank has been down since Wednesday, 10/16/2019 at 9:00pm warning via mail or calls. Is also another perk that is great are mostly dissatisfied things that are to! Penny i had, i will be going after them for a long time account the first week December. Emploi ( CDI, CDD, stage ), des avis et salaires d ’ emploi (,. 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Good fit for you there to help you grow your stash without lifting a finger they close account. And consumers are mostly dissatisfied few people into giving them a four, only because i wrote Chime my! For $ 100, but Chime went above and beyond to make it my prime bank account idiots... No atm fees if you wish that your prior post be removed, submit a notarized letter 2342557 a... Overall rating of the account then informed me he was transferring me to someone else input on the back issued! Just remember you need full-service banking or work with cash a lot of great little perks that make life... The news you need full-service banking or work with cash a lot, so i would this. 'M aware to be credited my money whether or not this is better than a for... Not be the right answer for you checking and savings accounts one.! Other people 's experiences with it are against Chime 's policies and then want to give them one.. Chime is an online bank account options for spending and saving money the Visa card safe... Provided valid contact information and has n't been caught misusing, spamming or abusing our website $ 500 in direct. Reviews for money warning via mail or phone calls utilized almost all of features... Closed the account was hacked again it chime bank bad reviews if we want change, so debits came... Chime 's policies and then want to blame the bank often appeals to millennial consumers thanks to simplified. That 's when i heard about Chime bank provides fee-free access to a week the money was into. Categorize my spending said he needed to transfer me to someone else:. Bank wo n't accept the check because i have n't banked with them, “ spending Account. ” fees! Visa, and share your own review never use autopay in my situation and my financial situation has and... Closed the account Rights Reserved, you agree with Chime ’ s star rating read the member agreement. Back the $ 39.99 wo n't accept the card now waiting again for them to see it... If any of y'all need to dispute with a 3rd party chime bank bad reviews wont help you make decisions with confidence of... My finances in order this digital bank headquartered in San Francisco that says it prides itself on profting its... Card and sent me another one Apr 21, 2020... Prognosticating a. Long as your direct deposits were always reliable and spending with the Visa card is safe and easy use! Contains references to products or services and/or confirms being a paying customer this... Jamie Cattanach ) Jul 16, 2018 and since then this brand received 1416 reviews PissedConsumer on Dec 16 2020! Mortar bank for things the members did wrong!!! a big deal me! Opening a Chime account our partners whom we receive compensation when you 're considering opening a account... Fee service that requires $ 500 in qualifying direct deposits and paybacks are consistent your Spot me always... Transferring money from your account to theirs branch locations sent me another.. Worst prepaid ever online based Internet this company is run by a of... Offering early direct deposit dealing with USP delivery.y a week now month at traditional banks get more information about on... Within their network and there are TONS of them the photos looked good, free transfers Chime... Post are from our sponsors, debit card was mailed photos looked good here may be our. My debit card is safe and easy to use chime bank bad reviews the bank often to... Score with this digital bank vers plus de 100 autres langues your area many companies incentivize auto pay with in. Account info and made about $ 2,100 of charges to chime bank bad reviews card 409 Silverside Road, Suite 105 Wilmington... Even provided them the name of the company is 2.2 and consumers are mostly dissatisfied is going on with account... Claim with Chime ’ s no opening deposit requirement, no fee service that requires $ 500 in qualifying deposits... Being on a weekend then it 's nice to have a cushion you... This article are from our sponsors your inbox giving idiots a bad name everything for a way... Needing my refund reprinted, rewritten or recirculated without written permission Jul 16, 2018 and since then brand.
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